Sources of Finance Essay Example | Topics and Well Written Essays - 750 words

Sources of Finance - Essay Example The equity market (also known as the stock market) is the market for trading equity instruments (Federal Reserve Bank of San Francisco, 2005). Shares are the securities issued to the general public and its ownership implies business ownership.There are two different types of shares: Equity shares and Preference shares (Finance.mapsofworld.com, 2013). One of the examples of the equity instrument is common stock shares, publicly traded on national and global Stock exchanges (Federal Reserve Bank of San Francisco, 2005). Debts are the financial instruments traded for a long period of time. Example of debt instruments are mortgages and bonds (either corporate or government) (Federal Reserve Bank of San Francisco, 2005). Loans are granted by Banks, insurance companies or financial institutions in order to provide working capital or finance capital equipment (Term loan, 2006). Various banks including commercial banks, industrial development banks, and cooperative banks give medium-term loans for a period of 3-5 years (Finance.mapsofworld.com, 2013). Financial institutions established by State and Central governments give long term loans (Finance.mapsofworld.com, 2013). In order to get long term loan the company is required to limit dividends, to meet minimum working capital and debt to net, etc. (Term loan, 2006). If the company is granted the loan, it is amortized over a fixed period of time (Term loan, 2006). Loans as a source of long-term financing have some obvious benefits to the borrowers, as the principal and interest are the figures that can be calculated and planned in budget. Also, the duration of the business relationship is defined in the contract and normally ends when the debt is paid out (National Federation of Independent Business, 2009). Equity financing allows a business entity to acquire funds without generating debt obligations. When the company issues shares usually there is no debt burden on the company

Religious Practices and Ideas Essay Example | Topics and Well Written Essays - 500 words

Religious Practices and Ideas - Essay Example First, for intrinsic concerns. This is to appreciate how particular religious expressions can reinforce their own historical, social settings. The second reason is to consider how it may also encounter our own understandings of the day to day world (Brown et al. 73). The Roman Catholic Church and the reality of Catholicism, for instance, remain a massive and appreciated presence into the third millennium of history. Some of the questions that everyone might be asking him/herself are what are the backgrounds of the Catholic Church? How has it changed diverse cultural influences over the years? In religious events, the Catholic Church is known to speak in one voice. With that as an example than in our case introducing religious studies in our schools would play a good role in strengthening relationships in different nations (OCollins et al. 84). First, for instance, in his book Henrietta Harrison explores the modern background of a single Catholic Cave Gully town in Shanxi by intertwin ing some of the most important memories and tales of its inhabitants together. Harrison challenges are leading global antiquities of Christianity. In dissimilarity to storylines that tell a story of a Christian religion that was foreign to Chinese settings and acculturated or adapted in order to reimburse for this incommensurability; instead, he shows the important harmonies between Chinese and Christianity religious cultures (Harrison 27). Secondly, an introduction of religions i.e.  Judaism, Islam, Hinduism, and Buddhism in the schools would allow interaction  and be borrowing different practices of different cultures. For a broader view of hopes and aspirations of the Chinese people, it is acknowledged that China has borrowed generously from other neighboring cultures (Hodous 44).